Who Has the Best Mobile Banking App?


Mobile banking is a common sight these days, but a lot of people don’t know which apps offer the best services. There are tons of options for mobile banking. If you don’t believe us, go to the App Store and search for “mobile banking,” you’ll see what we’re talking about. So, how do you sift through the noise and find the best mobile banking apps?

Well, you trust our comprehensive reviews, of course. Let’s check out which mobile banking app is actually worthy of your time (and money).


Ally’s mobile banking app is stellar. If you’ve been looking for an all-online alternative to a normal bank, Ally is what you’re looking for. The app is available for both iOS and Android phones, meaning anyone can use it. What’s more, the checking account is free, and the savings account offers a very competitive interest rate.

Do you need to open a checking account? Apply online through Ally and you’ll be able to handle everything from mobile check depositing to bill pay through the app. You can even use the built-in Zelle functionality to send money to friends and family. The best part is that the app’s clean user interface makes it easy to navigate, so you can use all of the features swiftly and without getting lost in menus.

Bank of America

If you’d rather go with a brick-and-mortar bank than an app-only experience, you can’t go wrong with Bank of America. Among the big, national banks, Bank of America offers the best app experience. It’s snappy, smooth, and easy to navigate. Like most top banking apps, you can deposit checks right from your phone.

A big feature that this app boasts that similar apps don’t carry is the ability to schedule in-person meetings and Bank of America locations right through the app. No more calling and getting put on hold for a long time: just use the app and schedule your appointment!


Another all-online app for banking, Chime is a relative newcomer to the scene. Chief among its offerings are two-day-early direct deposits and a great free checking account. The app also has a promotion where new users who invite others to bank with them can get up to $75 when their friend signs up and gets their first direct deposit. The person who follows the referral code also gets the signup bonus, so it’s a win/win scenario.

What’s better than free money? Well, nothing.